I voted beyond acp. It’s the most pressing concern.
After that, I’d like to see a path to assist with adoption. I see this in two parts. Retailers and Consumers.
I work with retail systems daily and I keep thinking, “how could I sell this idea to my boss”. Every retailer would love cheaper transaction fees, but few of them have any interest in the geek side of things. If we could provide retailers with a simple pos system that could reduce their costs on transactions and spit them out bankable fiat at the end, it would be a much easier sell.
As for Consumers, for the general public, there needs to be a zero fuss wallet. Devoid of any geekery. If the general public can embrace clubcard points and air miles, there’s no reason why they can’t get FTC, but I think the weight of the tech is too great.